One of the great joys of life is having the pleasure and honor of raising a dog. These animals have such a simple, loyal, and selfless love that it’s not hard to see how they got the reputation of being man’s best friend. Constantly looking for ways to make us feel appreciated and loved, dogs have a special way of getting into the heart of their owners like few animals do.

Over the years, the relationship that dogs have played in society has changed significantly. Throughout history, these animals have had a very practical role in most societies. Dogs have been used for everything from guarding estates to highly skilled breeds used for hunting food and even helping on farms as shepherding aids. 

While there are still plenty of dog breeds that are used professionally throughout the United States for hunting, sports, or shepherding one of the largest shifts has been the increase in domesticated pet dogs. In fact, there has never been a time when more dogs were kept as pets than there are now. 

This is in part due to the fact that modern-day life has progressed to allow millions of people the luxury of having a pet. Owning a dog for the sake of having a K9 companion is a common thing, in fact, one survey in 2017 showed that there were over 80 million pet dogs in the United States alone. 

Along with the mass emergence of pet ownership comes of course an entire market of important resources for pet owners. Everything from pet foods, to beds, houses, toys, and treats. If you are a pet owner you no doubt you understand what all goes into having a dog and making sure they can stay happy. 

However, one thing that you might have been wondering about is the necessity of pet insurance for your dog. This service is one that millions of pet owners use however, it’s not uncommon for someone who is either new to owning a dog or just has never heard of it to wonder what exactly it is. 

Is dog insurance something that really can impact and improve the life of your dog? Should you invest in this or is it simply another added expense you don’t really need? 

Here is everything you need to know about what dog insurance is and if you need to look into investing in this service for your pet. 

Is Pet Insurance Complicated?

Thankfully when it comes to pet insurance, it’s not complicated or convoluted in any kind of way. The process of getting your pet insured is straightforward and easy to understand. Because the word insurance is in it, it can be easy to assume that pet insurance comes with all the baggage, and tediousness of normal healthcare insurance. 

Thankfully there are trained professionals tho who make the process of getting insurance simple and using it painless.

What is the Point of Pet Insurance? 

Spot Pet Insurance has a collective mission of helping more pets lead happier, healthier lives. This in essence wraps up the point of pet insurance, as this provides a way for pet owners to always be able to provide their pet with the medical treatment they need. 

The simple truth is, pets grow to become some of the most valued aspects of people’s lives. When an individual or a family gets a new pet, over time it becomes just as much a part of their family as the people! Somehow these animal companions have a way of becoming such an important, real part of the daily experience of life, that it’s hard to imagine what it would be like without them. Pet insurance allows you to invest in a way of taking care of the animals you love and giving you peace of mind over their health. 

Can Pet Insurance Cover Preventative Care?

One of the greatest advantages to getting pet insurance is the access it gives you to preventative care. The truth is, you may, and hopefully you never do, have a situation where your pet is in a catastrophic situation and insurance can help treatment not be cost-prohibitive. The hope is that your faithful furry companion would live a long, happy, and fulfilling life. Part of helping that become a reality is having access to preventative care that can keep larger problems at bay. 

While preventive care is optional, it can be a huge deterrent to larger problems down the road. Having pet insurance can help soften the financial impact of preventive care like vet visits, yearly checkups, vaccinations, and shots. All of these preventive steps can go a long way to help promote a longer, happier life for your pet. 

Not only that, but some health issues will naturally affect your pet later in life. For instance, larger dog breeds are well known for developing hip joint pain. In certain cases, this can lead to surgeries or corrective treatment. 

These treatments can have big price tags on them that can make a huge financial impact on you and your family. Having pet insurance can soften that impact and provide peace of mind that the care your pet needs is attainable. 

What About the Emergency?

This goes for unexpected emergencies as well. Pets get sick and pets get injured. Unfortunately, it’s just a part of reality. An unexpected bowel obstruction, or the contraction of a disease like Parvo, can all be deadly if not treated immediately. In most cases, these emergent treatments can cost thousands of dollars and in some cases may be cost-prohibitive. 


Pet insurance is a simple, easy step that can help you get the peace of mind you need to make sure your pet is well taken care of even in an emergency. Not only that but pet insurance providers, like Spot Pet Insurance, have flexible plans and adjustable premiums. Finding out how a pet insurance plan can be custom-fit to make sense for your pet and your pocketbook may be easier than you ever realized, and it’s a step you won’t regret taking.